Berlin-based FinTech Credibur has secured €1.85 million in pre-Seed funding to emerge from stealth and launch its credit score infrastructure platform that automate debt amenities between non-bank lenders and institutional capital suppliers.
The spherical is led by European FinTech VC Redstone, adopted by Silicon Valley’s MS&AD Ventures and Canadian VC Inovia. The spherical additionally consists of a number of enterprise angels from the FinTech scene, together with Malte Rau, Founding father of Pliant, Topi Co-Founders Estelle Merle and Charlotte Pallua, together with tremendous angel Bjarke Klinge Staun.
“Debt facility administration is the underestimated Achilles’ heel in non-bank lending – operationally complicated and technologically uncared for. With Credibur, we’re digitalising this closing frontier within the worth chain and effectively connecting institutional capital with new credit score fashions,” stated Nicolas Kipp, Founder and CEO.
Based in 2024 by Nicolas Kipp, Credibur develops a modular API-and-AI-first infrastructure for automating debt amenities between non-bank lenders and institutional capital suppliers. The SaaS platform orchestrates your entire credit score course of between different lenders reminiscent of purchase now, pay later suppliers, factoring and leasing corporations, and institutional traders reminiscent of asset managers, debt funds, and household workplaces.
Credibur goals to assist non-bank lenders and their capital suppliers scale with confidence by offering software program and companies for the administration of your entire credit score lifecycle.
As Co-Founding father of embedded lending platform Banxware and Chief Danger Officer at Ratepay, Kipp outlines how he witnessed each day how funding and reporting processes can grow to be operational bottlenecks that hinder progress. With Credibur, Kipp and his 10-person group are growing infrastructure that appears to resolve a central drawback within the structured credit score portfolio enterprise between non-bank lenders and institutional capital suppliers: it automates complicated, Excel-based workflows and supplies all vital decision-making information in real-time.
