The ClearScore Group, a British monetary market, right this moment introduced the acquisition of Acre Platforms Limited, a fellow British know-how options supplier to the mortgage trade.
The acquisition is about to speed up ClearScore’s entry into the mortgage trade, including to its place in unsecured credit score broking. It follows their profitable acquisition of Aro Finance in early 2025, which expanded its capabilities in secured loans.
Justin Basini, co-founder and CEO of the ClearScore Group, stated: “Acre is a good addition to the ClearScore Group, and we are going to assist the enterprise on its thrilling progress trajectory. ClearScore brings the model, the attain, the user-permissioned knowledge at scale and one of the superior, dependable and distinctive fintech stacks within the trade. Mix that with Acre’s main CRM platform for intermediaries, and you’ve got an thrilling set of know-how platforms , knowledge belongings and APIs spanning unsecured credit score, auto finance and now mortgages.”
Sector evaluation factors to continued exercise round mortgage, housing-finance and adjoining FinTech fashions, offering context for ClearScore Group’s acquisition of Acre Platforms.
In February 2025, Madrid-based Libeen secured €25 million to scale its “Smarthousing” mannequin, which mixes various financing buildings with know-how to decrease obstacles to dwelling possession in Spain, with funding earmarked for enlargement, know-how growth and asset progress.
Elsewhere, Valencia-based Colibid was lately highlighted by EU-Startups as a digital mortgage market connecting debtors, banks and brokers by means of a bidding-style platform; the corporate has raised round €0.5 million to this point to assist product growth and market entry.
Inside this panorama, ClearScore’s transfer to amass, relatively than fund, Acre displays a parallel pattern of established FinTech teams increasing into mortgages by means of consolidation, complementing the enterprise funding seen amongst earlier-stage specialists in the identical sector.
This additionally comes one yr after ClearScore secured €36.1 million in debt financing from HSBC Innovation Banking UK.
“This completely enhances our profitable push into the secured loans market, constructing on the numerous progress we now have seen in our dwelling lending enterprise in 2025. The acquisition permits us to speed up our mortgage technique with Acre know-how powering our dwelling lending enterprise and serving to us ship compelling new experiences for our customers,” provides Justin.
ClearScore helps over 25 million individuals entry credit score, insurance coverage and different monetary merchandise. Working for over ten years, the Group based its flagship UK credit score market in 2015 and has since expanded into markets throughout 4 continents, in addition to into a brand new vertical with its DriveScore app.
ClearScore’s API integrations with monetary establishment companions assist these companions convert extra clients, increase income and handle danger, with over 200 accomplice relationships worldwide.
Serving over 25 million customers all over the world, ClearScore’s monetary marketplaces work by matching customers to bank cards, loans and automotive finance by way of a mixture of credit score and affordability knowledge, facilitated by means of credit score experiences and open banking. ClearScore intends Acre to develop into an integral layer of the mortgage ecosystem, in the identical approach that D•One, its open banking service for lenders, has develop into an integral layer of the credit score ecosystem.
On the opposite facet of right this moment’s acquisition sits Acre, based in 2018, whose mission is to vary the method of shopping for a property – making proudly owning a house sooner, simpler, extra clear, and finally cheaper for customers.
Justus Brown, CEO at Acre, says: Our mission has all the time been to simplify the mortgage journey, taking the ache out of the method so that customers can get into their houses faster. Our data-driven method has led us to constructing a platform that’s remodeled brokers’ companies within the UK. Becoming a member of the ClearScore Group is an thrilling subsequent step in our evolution that enables us to speed up our drive to develop into the main tech platform for the mortgage trade.
“We’re happy to announce this acquisition because it units up thrilling progress alternatives aligned with ClearScore’s robust model, tech platform and lender integrations.”
Beneath new possession, Acre will proceed to offer know-how options for mortgage and safety companies, and along with ClearScore, purpose to ship high quality home-buying expertise, assembly the demand of ClearScore’s 16 million consumer base within the UK.
ClearScore will then lengthen its mortgage platform into the ClearScore companies in South Africa, Australia, New Zealand and Canada.
This partnership now implies that ClearScore can now route demand for mortgages from its customers to Acre’s dealer ecosystem by way of the platform. Acre will present the Group with extra property, mortgage, and affordability knowledge, enriching insights for householders and residential consumers inside ClearScore’s platform.
